Welcome to the site!

Very clearly stated, this website should not be used as financial advice. I am not a financial planner, tax professional, etc. I'm an engineer with bad memory who needs to put his thoughts in a written form for later use - and just happen to use the internet to do so.

Any utilization or non-utilization of the information provided, either as stated or interpreted, is solely at your own (and most likely your family's) risk. Happy wealth building!

Cheers!

Guy